Ranking & Ratings

• A++ - A.M. Best Key Rating Guide based on Profitability, Leverage, Capitalization and Liquidity.
• A+ - Rating by Weiss Ratings, Inc. based on the Ability to meet its commitments to its Policyholders.
• Among the Top 50 of all U.S. Insurers for - Overall Industry Performance and Safety as ranked by Ward's Insurance Results.
• 23rd Largest Property and Casualty Insurance Company in Net Premiums written according to The National Underwriter Publication.
• 12th Largest Auto Insurer according to The National Underwriter Publication.
• Rated number 1 by the Pittsburgh Business Times for Direct Commercial Premiums written in Pennsylvania.

Contractors

• Contractors Equipment Coverage
• Installation Floater
• Voluntary Property Damage Coverage
• Coverage for Work Performed by a Independent Contractor
• Same Day Issuance of Certificates of Insurance
• Loss Prevention Services at No Cost To You
• Workers Compensation Seminars & Managed Care Programs
• Hired and Non-Owned Liability Coverage
• Trade Specific Programs - Electrical, HVAC, Plumbing, Concrete, Landscapers, etc...
• Employee Tool Coverage
• Monthly or Quarterly Loss Run Service

Manufacturers

• $25,000 of Income Protection Due to Off-Premises Utility Service Failure
• $25,000 Coverage for Valuable Papers & Records
• Employee Dishonesty Coverage
• $50,000 of Coverage for Goods being Transported by You or Common Carrier
• $25,000 of Accounts Receivable Coverage
• Destruction of Money Coverage
• Ordinance or Law Coverage - Covers Increased Cost of Construction to bring a Building Up To Code
• Loss Preventative Services at No Cost To You
• Workers Compensation Seminars & Managed Care Programs
• Up to 50% Dividend Programs for Workers Compensation
• Employee Benefit Liability Coverage
• $25,000 of Electronic Data Processing Equipment
• Coverage for the Mechanical Breakdown of Air/HVAC Systems

Auto Repair Shops

• Direct Primary Garage Keeper Liability
• Truth-In-Lending Coverage
• Completed Operations Coverage
• Fire Legal Liability up to General Liability Limits
• Hired & Non-Owned Auto Coverage
• Broad Form Drive Other Car Coverage for Officers & their Spouses
• Host Liquor Liability Coverage
• Medical Malpractice Coverage

Habitational / Office / Rental

• 100% Loss of Rents Coverage
• Professional Loss Prevention Service
• $10,000 of Automatic Electronic Data Processing Coverage
• Air Conditioning / HVAC Breakdown Coverage
• Replacement Cost Coverage to Building and Contents
• Ordinance or Law Coverage to bring Building Up To Code After a Loss
• Earthquake Coverage
• Fences, Lights, Parking Areas Covered as Property
• Employee Theft Coverage
• Exterior Sign Coverage
• Sprinkler Leakage Coverage
• Replacement to Keys and Locks After Theft
• Directors & Officers Coverage
• Fire Extinguisher Re-Charge Coverage
• Glass & Lettering Covered as Building
• Hired & Non-Owned Liability Coverage
• $25,000 Valuable Papers Coverage

Wholesalers / Distributors

• Peak Season Coverage - Contents will be Increased Automatically by 25% During Peak Season
• Coverage of $50,000 for Contamination of Perishable Goods from Refrigerants
• Loss Preventative Service
• $5,000 of Coverage for Contractual Penalties
• $50,000 of Coverage for Goods being Transported by You or Common Carrier
• $50,000 of Electronic Data Processing Coverage
• $50,000 of Employee Data Processing Coverage
• Coverage for Breakdown of Air Conditioning / HVAC System
• Employee Benefit Liability Coverage
• Coverage for Damage Sustained by an Earthquake
• Exterior Sign Coverage
• Income Protection Coverage for Expenses you Sustain as well as Income you would Lose After a Covered Loss
• Ordinance or Law Coverage to Protect you on the Increased Cost of Construction Due to New Building Codes
• Computer Fraud Coverage
• $5,000 of Coverage for Contractual Penalties