Homeowners Insurance

The ERIE's HOMEPROTECTOR Program

Since 1925, the Erie Insurance Group has committed itself to meeting the needs and exceeding the expectations of its Policyholders.  The ERIE has earned a reputation for pioneering and providing innovative coverages.

The ERIE's HomeProtector policies automatically include more than 50 Xtra Protection Features.  It is this innovative spirit that helps the ERIE set the standards for now and for the 21st Century.  Your Agent will be happy to show you an ERIE policy and point out the many Xtra Features.

Some of these include:

• Coverage up to $2,500 for loss due to theft, forgery or unauthorized use of a credit card and unknowingly accepting counterfeit money.
• Payment up to the Personal Property limit for loss of contents of a refrigerator or freezer on the residence premises from either power or mechanical failure.
• Reimbursement for fire extinguisher recharge (after a fire loss).
• Payment for replacement of automatic garage door transmitters which have been stolen.  Also, coverage is provided for the cost to reprogram the frequency on additional transmitters and/or the control unit box.
• Coverage up to $3,000 for theft of jewelry, watches, furs, precious and semi-precious stones.
• Payment for all reasonable fire department service charges to save or protect insured property.
• Coverage up to $3,000 for theft of guns.
• Coverage up to $3,000 for theft of silverware, silver-plated ware, goldware, gold-plated ware, and pewterware.
• Under the liability and medical payments protection, coverage for watercraft powered by one or more outboard motors with up to and including 75 total horsepower.

ERIE's policies provide some of the most comprehensive product features in the industry.  We also offer many optional coverages to meet your particular needs.  Your Agent will be happy to discuss your specific requirements.